Loveland · Fort Collins · all of Northern Colorado
I'm Dominick Romig — Loan Officer with Fairway Home Mortgage in Loveland. Buying, building, or refinancing along the Front Range, you get plain English, fast answers, and a team that keeps you updated every single week until you have keys.
No forms. No spam. Just a conversation when you're ready.
Reverse mortgages · homeowners 62+
A HECM reverse mortgage lets homeowners 62 and older turn home equity into retirement cash flow — with no monthly principal-and-interest payment required. It's a loan that must be repaid, taxes and insurance stay your responsibility, and Dominick explains all of it straight — obligations included.
Independent HUD-approved counseling is a required step — by design.
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NMLS #1581504 · Loveland, CO
Meet Dominick
Based at Fairway's Loveland branch, Dominick has built The Romig Team's reputation the slow way: weekly progress updates on every loan, straight answers at odd hours, and closings that land on time — which is why his clients come back for their second homes and send their friends for their first.
First-time buyer with a hundred questions? Relocating to the Front Range from out of state? Building new in Berthoud or refinancing in Fort Collins? Start with a conversation — there's no obligation and no dumb questions.
Your first four steps
1
A 15-minute conversation about your goals, budget, and timeline. Zero paperwork, zero pressure.
2
A real pre-approval through Fairway's secure app — so your offer gets taken seriously.
3
Conventional, FHA, VA, USDA, jumbo — plus CHFA down payment help for qualified buyers.
4
You house-hunt; The Romig Team handles the lending side and keeps you updated weekly.
Loan programs
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →$0 down for homes in eligible smaller communities — many Northern Colorado towns qualify, and most buyers have no idea.
Learn more →Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Colorado has real down payment help — CHFA programs can put thousands toward your down payment and closing costs for qualified buyers.
Learn more →Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Dominick will show you. When it doesn’t, he’ll tell you.
Learn more →For homeowners 62+, a HECM reverse mortgage turns home equity into cash flow — with no monthly principal-and-interest payment required. It is a loan, and it must be repaid.
Learn more →Self-employed, investor, or asset-rich without a W-2? Non-QM programs qualify you on bank statements, rental income, or assets — real documentation, different shape.
Learn more →That's normal — and it's literally Dominick's job to figure out. One text starts the comparison.
💬 Ask DominickReal clients, real reviews
Pulled from Experience.com, Google & Zillow — every word verified, every buyer real.
As first-time homebuyers, we had a lot of questions, and Dominick was incredibly patient and helpful. He took the time to explain everything clearly, responded quickly whenever we needed guidance, and was simply a pleasure to work with.
Shelby P. · Laramie, WYFirst-time buyer
With me in SC and my daughter in CO, Dominick and Fairway's service made our home closing seamlessly easy! Dominick took the time to offer advice, explain everything with the closing process, offering options that would work for us. He was always available when we had questions and always kept us updated on the progress! His communication was impeccable. I will never hesitate to refer all my friends and family to Dominick.
Asrowan · Arvada, COLong-distance closing
We were referred to Dominick by a real estate agent for a VA Home Loan. Dominick answered the call, and from day 1 until closing, he was supportive, communicative, and kept us up to date on the home-buying process, even on evenings and weekends. Dominick and Fairway's support staff are amazing. If you are in the market for a home loan, call Dominick!
Kacy M. · Maxwell, NEVA home loan
I hadn't bought a house in 16 years, and felt pretty clueless about it, to be honest. Dominick was there every step of the way, explaining everything and making sure my wife and I felt comfortable with the lending experience.
Eric M. · Loveland, COReturn buyer
We had a wonderful experience working with Dominick! He made the entire home-buying process smooth, stress-free, and easy to understand. He was always quick to answer our questions and kept us informed every step of the way.
Lottie S. · Laramie, WYHome purchase
Dom was amazing and so easy to work with. The process was extremely easy and seamless. We will definitely use Dominick if we ever need mortgage help in the future!
Erin R. · Laramie, WYHome purchase
Dom has a great personality and is very professional, knowledgeable and thorough. He does a great job of explaining everything and keeps the process moving along. Will definitely do business with him again!
Bonnie N. · Laramie, WYRepeat client
What an easy process — he made it accessible, honest, and really genuinely cares about his clients. We had a great experience with Dominick and I would feel comfortable recommending him to anyone, heck I would be enthused to.
Chance P. · Laramie, WYHome purchase
The communication from Dominick and his team is phenomenal!
Troy M. · Maxwell, NECommunication
Smooth transitions, and Dom answered all of our questions we had in a timely manner!
Barbara S. · Laramie, WYHome purchase
Very good communication, fast with the process, very helpful.
Alizeah S. · Cozad, NEFast process
Everything was explained and Dominick was very helpful with the entire lending process.
Eric M. · Loveland, COLending process
As first-time homebuyers, we had a lot of questions, and Dominick was incredibly patient and helpful. He took the time to explain everything clearly, responded quickly whenever we needed guidance, and was simply a pleasure to work with.
Shelby P. · Laramie, WYFirst-time buyer
With me in SC and my daughter in CO, Dominick and Fairway's service made our home closing seamlessly easy! Dominick took the time to offer advice, explain everything with the closing process, offering options that would work for us. He was always available when we had questions and always kept us updated on the progress! His communication was impeccable. I will never hesitate to refer all my friends and family to Dominick.
Asrowan · Arvada, COLong-distance closing
We were referred to Dominick by a real estate agent for a VA Home Loan. Dominick answered the call, and from day 1 until closing, he was supportive, communicative, and kept us up to date on the home-buying process, even on evenings and weekends. Dominick and Fairway's support staff are amazing. If you are in the market for a home loan, call Dominick!
Kacy M. · Maxwell, NEVA home loan
I hadn't bought a house in 16 years, and felt pretty clueless about it, to be honest. Dominick was there every step of the way, explaining everything and making sure my wife and I felt comfortable with the lending experience.
Eric M. · Loveland, COReturn buyer
We had a wonderful experience working with Dominick! He made the entire home-buying process smooth, stress-free, and easy to understand. He was always quick to answer our questions and kept us informed every step of the way.
Lottie S. · Laramie, WYHome purchase
Dom was amazing and so easy to work with. The process was extremely easy and seamless. We will definitely use Dominick if we ever need mortgage help in the future!
Erin R. · Laramie, WYHome purchase
Dom has a great personality and is very professional, knowledgeable and thorough. He does a great job of explaining everything and keeps the process moving along. Will definitely do business with him again!
Bonnie N. · Laramie, WYRepeat client
What an easy process — he made it accessible, honest, and really genuinely cares about his clients. We had a great experience with Dominick and I would feel comfortable recommending him to anyone, heck I would be enthused to.
Chance P. · Laramie, WYHome purchase
The communication from Dominick and his team is phenomenal!
Troy M. · Maxwell, NECommunication
Smooth transitions, and Dom answered all of our questions we had in a timely manner!
Barbara S. · Laramie, WYHome purchase
Very good communication, fast with the process, very helpful.
Alizeah S. · Cozad, NEFast process
Everything was explained and Dominick was very helpful with the entire lending process.
Eric M. · Loveland, COLending process
No dumb questions
What's PMI? Is a pre-approval bad for your credit? Do you really need 20% down? The Learn hub is a plain-English glossary and the First-Time Buyer guide busts the myths that keep renters renting.
No pressure, no jargon, no obligation — just a straight answer from a loan officer your neighbors actually recommend. Text, call, or apply whenever you’re ready.